Nabila ArbajeHosted by a 501(c)(3) nonprofitNabila Arbaje
U.S. Retirement Education Association
Medicare 101Free 1-hour workshop hosted by U.S. Retirement Education · In person & online

Everything you need to know about Medicare

A plain-English session for anyone approaching 65 — how the parts work, what it really costs, and when to enroll. Educational only, free to attend, and never a sales pitch.

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No cost to attend. Choose a session, then complete the short form below.

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August 2026
September 2026
Workshops coming soon

We don’t have any upcoming event dates scheduled just yet. Check back soon for new Medicare 101 workshops near you.

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What we cover

Nabila Arbaje

No jargon, no slides full of fine print — just the parts that actually change what you pay and what you’re covered for.

1
What Parts A & B actually coverThe gaps most people don’t realize they have until they need care.
2
What Medicare really costs in 2026The premiums plus the surprise expenses that catch new enrollees off guard.
3
The enrollment windows that matterHow one missed deadline can trigger penalties that last for life.
4
How Medicare works with employer coverageSo you don’t pay twice or give up benefits you’re entitled to.
5
How to match coverage to your real needsInstead of a generic plan built for someone else’s situation.
6
Straight answers to your own questionsPlus the common misconceptions that trip people up.
Your presenter

Nabila Arbaje

Nabila Arbaje
Southern Oak Advisors · Huntsville, AL
  • Limited Seats
  • 8+ Years of Experience
  • Bilingual: English & Spanish
  • Southern Oak Advisors

With over eight years of experience in Medicare insurance and financial services, Nabila Arbaje has established herself as a knowledgeable and dependable advisor at Southern Oak Advisors, committed to helping clients make informed decisions about their health coverage and financial future. She specializes in Medicare Advantage, supplemental plans, and retirement-focused financial strategies, providing clear guidance in an often complex landscape. Fluent in both English and Spanish, she is passionate about serving diverse communities and ensuring language is never a barrier to understanding important benefits and financial options. Known for her integrity and client-first approach, she takes the time to understand each individual’s needs and goals, offering tailored solutions with clarity and care.

Also presenting
Andrew Watson

Andrew Watson

Founder, Southern Oak Advisors · Huntsville, AL
  • 10+ Years in Medicare
  • Former Director of Sales
  • Southern Oak Advisors

He saw clients being treated as numbers and sales treated as simple transactions. To fix this, Andrew founded Southern Oak Advisors, with a mission to bring the “human element” back to Medicare. Now a resident of Huntsville, Alabama, he serves local neighbors face-to-face while providing expert remote support to clients in Florida and Texas.

501(c)(3) nonprofit
We do not offer every plan available in your area. Currently we represent 5 organizations which offer 20 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

This event is hosted by a 501(c)(3) nonprofit organization and is intended solely for educational purposes. It is not a sales presentation. No insurance products will be marketed or sold. The presenter is not affiliated with Medicare, CMS, or any government agency.

Workshops provided by U.S. Retirement Education Association.

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