Hosted by a 501(c)(3) nonprofit Debbie Scott

Medicare 101Free 1-hour workshop hosted by U.S. Retirement Education · In person & online

Everything you need to know about Medicare

A plain-English session for anyone approaching 65 — how the parts work, what it really costs, and when to enroll. Educational only, free to attend, and never a sales pitch.

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No cost to attend. Choose a session, then complete the short form below.

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August 2026

September 2026

October 2026

Workshops coming soon

We don’t have any upcoming event dates scheduled just yet. Check back soon for new Medicare 101 workshops near you.

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What we cover

Debbie Scott

No jargon, no slides full of fine print — just the parts that actually change what you pay and what you’re covered for.

What Parts A & B actually coverThe gaps most people don’t realize they have until they need care.

What Medicare really costs in 2026The premiums plus the surprise expenses that catch new enrollees off guard.

The enrollment windows that matterHow one missed deadline can trigger penalties that last for life.

How Medicare works with employer coverageSo you don’t pay twice or give up benefits you’re entitled to.

How to match coverage to your real needsInstead of a generic plan built for someone else’s situation.

Straight answers to your own questionsPlus the common misconceptions that trip people up.

Your presenters

Turner-Scott Financial Services

Debbie Scott

Insurance Agent & Financial Planner · Southeast Missouri

Nearly 25 Years of Experience
Medicare & Financial Planning
Serving Southeast Missouri

With nearly 25 years of experience, Deborah has built a reputation as a trusted insurance agent and financial planner dedicated to helping individuals, families, and retirees achieve lasting financial security. Specializing in Medicare, life insurance, and comprehensive financial planning, Deborah brings clarity and confidence to every stage of life.

Whether guiding clients through complex Medicare choices, securing futures with tailored life insurance policies, or crafting personalized retirement and investment strategies, Deborah combines deep industry knowledge with a genuine commitment to service. Known for a client-first approach and longstanding relationships, she serves as a steady partner in an everchanging financial landscape.

Proudly serving her seniors, Deborah continues to empower clients with smart protection and strategic planning-backed by decades of experience and a passion for helping others thrive.

Karen Turner

Independent Insurance Agent · Southeast Missouri

30+ Years of Experience
Independent Medicare Agent
Serving Southeast Missouri

As an independent insurance agent with over 30 years of experience, Karen is passionate about helping clients navigate the complexities of Medicare. She delivers clear, personalized advice tailored to your specific needs. In her spare time, Karen enjoys spending time with family and friends, reading, and working with her four horses.

501(c)(3) nonprofit
We do not offer every plan available in your area. Currently we represent 12 organizations which offer 63 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

This event is hosted by a 501(c)(3) nonprofit organization and is intended solely for educational purposes. It is not a sales presentation. No insurance products will be marketed or sold. The presenter is not affiliated with Medicare, CMS, or any government agency.

Workshops provided by U.S. Retirement Education Association.

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