Sergio GutierrezHosted by a 501(c)(3) nonprofitSergio Gutierrez
U.S. Retirement Education Association
Medicare 101Free 1-hour workshop hosted by U.S. Retirement Education · In person & online

Everything you need to know about Medicare

A plain-English session for anyone approaching 65 — how the parts work, what it really costs, and when to enroll. Educational only, free to attend, and never a sales pitch.

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No cost to attend. Choose a session, then complete the short form below.

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August 2026
September 2026
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What we cover

Sergio Gutierrez

No jargon, no slides full of fine print — just the parts that actually change what you pay and what you’re covered for.

1
What Parts A & B actually coverThe gaps most people don’t realize they have until they need care.
2
What Medicare really costs in 2026The premiums plus the surprise expenses that catch new enrollees off guard.
3
The enrollment windows that matterHow one missed deadline can trigger penalties that last for life.
4
How Medicare works with employer coverageSo you don’t pay twice or give up benefits you’re entitled to.
5
How to match coverage to your real needsInstead of a generic plan built for someone else’s situation.
6
Straight answers to your own questionsPlus the common misconceptions that trip people up.
Your presenter

Sergio Gutierrez

Sergio Gutierrez
Independent Medicare Agent · Chicago, IL
  • Limited Seats
  • U.S. Navy Veteran
  • Serving Chicagoland
  • Independent Agent

Sergio Gutierrez is a Chicago-based independent Medicare agent and U.S. Navy veteran who served aboard the USS Carl Vinson. After his service he earned a B.S. in Finance from DePaul University and spent more than ten years in commercial banking before moving into insurance. As an independent agent contracted with the major carriers, he builds health and financial plans tailored to each client’s needs.

501(c)(3) nonprofit
We do not offer every plan available in your area. Currently we represent 8 organizations which offer 15 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

This event is hosted by a 501(c)(3) nonprofit organization and is intended solely for educational purposes. It is not a sales presentation. No insurance products will be marketed or sold. The presenter is not affiliated with Medicare, CMS, or any government agency.

Workshops provided by U.S. Retirement Education Association.

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