Shannon KaulHosted by a 501(c)(3) nonprofitShannon Kaul
U.S. Retirement Education Association
Medicare 101Free 1-hour workshop hosted by U.S. Retirement Education · In person & online

Everything you need to know about Medicare

A plain-English session for anyone approaching 65 — how the parts work, what it really costs, and when to enroll. Educational only, free to attend, and never a sales pitch.

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No cost to attend. Choose a session, then complete the short form below.

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August 2026
October 2026
Workshops coming soon

We don’t have any upcoming event dates scheduled just yet. Check back soon for new Medicare 101 workshops near you.

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What we cover

Shannon Kaul

No jargon, no slides full of fine print — just the parts that actually change what you pay and what you’re covered for.

1
What Parts A & B actually coverThe gaps most people don’t realize they have until they need care.
2
What Medicare really costs in 2026The premiums plus the surprise expenses that catch new enrollees off guard.
3
The enrollment windows that matterHow one missed deadline can trigger penalties that last for life.
4
How Medicare works with employer coverageSo you don’t pay twice or give up benefits you’re entitled to.
5
How to match coverage to your real needsInstead of a generic plan built for someone else’s situation.
6
Straight answers to your own questionsPlus the common misconceptions that trip people up.
Your presenters

Shannon Kaul & Davis Kaul

Shannon Kaul
Florida Retirement Group
  • Limited Seats
  • Florida Retirement Group
  • Medicare Guidance
  • Whole-Picture Planning

Shannon graduated from Florida State University in 1991 with a Bachelor of Science in Nutrition and Fitness. After 25 years as a small business owner specializing in corporate wellness, Shannon turned her energy and focus towards helping people determine their healthcare and financial needs as they approach retirement. Shannon has a special interest in assisting clients as they navigate their Medicare choices. As an advisor with Florida Retirement Group, Shannon is not only committed to guiding clients towards their best healthcare solutions, but also looks at the big picture to understand the short and long term financial needs of the individuals and their families.

Davis Kaul
Florida Retirement Group
  • Florida Licensed
  • Medicare & Annuities
  • Retirement Planning

Davis is a Florida-licensed insurance agent specializing in Medicare and other solutions for retirees. He's passionate about helping clients cut through the confusion of Medicare and retirement planning with clear, honest guidance. A Florida State University graduate, Davis previously worked in South Florida in the finance industry as an analyst. Seeking more client focused interactions, he transitioned to Florida Retirement Group. Davis is dedicated to making sure every client feels confident and informed about their options.

501(c)(3) nonprofit
We do not offer every plan available in your area. Currently we represent 8 organizations which offer 118 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

This event is hosted by a 501(c)(3) nonprofit organization and is intended solely for educational purposes. It is not a sales presentation. No insurance products will be marketed or sold. The presenter is not affiliated with Medicare, CMS, or any government agency.

Workshops provided by U.S. Retirement Education Association.

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