U.S. Retirement Education AssociationHosted by a 501(c)(3) nonprofitMedicare 101
Community Workshop

Everything you need to know about Medicare

A plain-English session for anyone approaching 65 — how the parts work, what it really costs, and when to enroll. Educational only, free to attend, and never a sales pitch.

Reserve your seat

No cost to attend. Choose a session, then complete the short form below.

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August 2026
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What we cover

Six things worth understanding before you enroll

No jargon, no slides full of fine print — just the parts that actually change what you pay and what you’re covered for.

1
What Parts A & B actually coverThe gaps most people don’t realize they have until they need care.
2
What Medicare really costs in 2026The premiums plus the surprise expenses that catch new enrollees off guard.
3
The enrollment windows that matterHow one missed deadline can trigger penalties that last for life.
4
How Medicare works with employer coverageSo you don’t pay twice or give up benefits you’re entitled to.
5
How to match coverage to your real needsInstead of a generic plan built for someone else’s situation.
6
Straight answers to your own questionsPlus the common misconceptions that trip people up.
Your presenter

Thomas Shultz

Thomas Shultz
Founder · TNMedicare101 & LyfeAdvisors · Franklin, TN
  • 16+ years helping retirees with Medicare
  • Founder, TNMedicare101.org
  • Serving Middle Tennessee
  • Guided retirees from American Airlines, Boeing, IBM, Honeywell and the State of Tennessee

For over 16 years, Thomas Shultz and his team at TNMedicare101 and LyfeAdvisors have helped people navigate the transition to Medicare. He built TNMedicare101.org to give the public clear, independent research on the choices facing anyone new to Medicare. Thomas lives in Franklin with his wife Coralyn and their son Jackson, and coaches youth sports when he is not helping retirees protect their quality of life.

501(c)(3) nonprofit
We do not offer every plan available in your area. Currently we represent 76 organizations which offer 125 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

This event is hosted by a 501(c)(3) nonprofit organization and is intended solely for educational purposes. It is not a sales presentation. No insurance products will be marketed or sold. The presenter is not affiliated with Medicare, CMS, or any government agency.

Workshops provided by U.S. Retirement Education Association.

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